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Construction Financing
Construction Financing
Q: Shouldn't I look for a combo construction loan/permanent mortgage, instead of two separate loans with two sets of costs? Duh!
A: No. One loan close, construction loan to permanent mortgages are almost always more expensive in the long run. Any good mortgage loan officer can show you why on paper. Besides, if you run over on cost (and you probably will) you cannot get more money from a single close construction loan/permanent mortgage, where you can with a separate construction loan.